You’re 18! Now What?
A New Adult’s Guide to Credit, Insurance, Investing, Job Searches, and Other Real-World Sh*t
Now that you’re 18, it’s time to embrace adulting!
You know . . . loans, insurance, IRAs.
Seriously?
When you put it that way, being independent—what you have wanted for years—actually sounds like a lot of work.
Becoming an adult can be freeing and a blast. It can also cause stress and doubt.
Whether your parents helped guide you about searching for a job, saving or investing money, bettering your credit score, or expected you to figure it out—or maybe they tried and you just didn’t listen—it’s definitely not too late to set you up for success with the responsibilities that come with living on your own. This guide provides you with resources and answers to many questions you will have.
Dr. Catherine Gilstein has decades of experience in financial services and teaching college business courses. This collection of her knowledge and conversations with thousands of students reflects her unwavering passion: to help young adults successfully navigate the universe they’ve been thrust into.
With optimism, encouragement, and a sense of humor, Dr. Gilstein reminds you that even if you doubt you’re ready to adult . . . you can!






